My client has a series for trust dociuents; pilot trusts for pension death benefits and life policy trusts filled in by hand to mitigate inheritance tax on his death. Recently he suffered a burglary and although the documents were recovered, they were badly damaged by rain to point of almost illegibility. What would the forum suggest the best course of action is: Attach unsigned,undated copies of copies of the originals if available?
Pensions pilot rusts could be re-drawn and a new name given then the pensions managers given new instructions on payment of the Death Benefit to the new trust but the life policy trusts will have been registered with the insurers.
Has anyone else had this problem?