Life assurance company and terminology used

Good afternoon Legal practitioners

I have a question, When a life assurance company states, " we can confirm that we have on our records, a skeleton Policy".
what is a skeleton policy,

many thanks
Jai samson

I worked for life assurance companies for over twenty years.

I have never heard of the term ‘skeleton policy’.

I worked in the Legal departments of life assurance companies for over 30 years and never heard that expression! I would suggest you go back to them for clarification. Good luck!